Title Examiner I - Getzville NY

M&T Bank is a financial institution seeking a Title Examiner I to examine raw title data and determine risks related to real property documentation. The role involves risk assessment, communication with various stakeholders, and adherence to regulatory requirements.

Responsibilities

• Responsible for the examination of title abstracts to determine risks and exceptions as they relate to the subject property
• Performs risk assessment of subject property findings to ensure proper lien position as expected by the insured
• Provide operational knowledge and support to ensure adherence to all agency/underwriting and regulatory requirements and guidelines, based on product, underwriter and state specific guidelines
• Maintain effective communication with all necessary parties involved in the Title Commitment process, from internal customers, Closing Agents/Attorneys, Underwriters and co-workers to ensure a seamless, timely delivery of the preliminary title commitment and/or final title policy
• Work in conjunction with Closing Agents and Underwriters to clear Schedule B conditions and requirements
• Immediately notifies all necessary parties of irregularities relative to the preliminary title report and/or final title policy
• Maintain and practice risk prevention by adhering to established Agency/Underwriter policies and procedures
• Adhere to applicable compliance/operational risk controls in accordance with Company or regulatory standards and policies
• Promote an environment that supports belonging and reflects the M&T Bank brand
• Maintain M&T internal control standards, including timely implementation of internal and external audit points together with any issues raised by external regulators as applicable
• Complete other related duties as assigned

Skills

• Associates Degree or two years equivalent work experience
• One to two years prior real estate experience
• Sound understanding of real estate knowledge and terms
• Ability to interpret a property report
• Ability to use internet based applications (ie: PACER, UW Websites , etc.)
• Good PC skills with strong knowledge of Excel, Word, Email Platform and Adobe
• Ability to make sound decisions based on information provided
• Knowledge of Agency, Underwriter and Lender Requirements
• Versatility and flexibility working within an ever changing fast paced mortgage environment
• Adapting to new policies and procedures to improve processes and workflow
• Ability to function independently within time constraints
• Excellent verbal and written communication skills
• Highly organized with the ability to multitask
• Strong attention to detail
• Prioritization of daily workload
• Ability to work in a team environment
• Strong work ethic, reliable and dependable

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