[Remote] Underwriting Consultant - Remote.

Note: The job is a remote job and is open to candidates in USA. Northwestern Mutual is a leading financial services company, and they are seeking an Underwriting Consultant to build relationships with Financial Advisors and internal partners. The role involves underwriting Life, Disability, and Long-term Care insurance policies while ensuring quality and production goals are met.

Responsibilities

• Responsible for credible and effective relations and communication with field and customer to include responding to case appeals/inquiries and assists with placing business
• Provides guidance and assistance to the Northwestern Mutual Financial Network and Financial Representatives regarding case underwriting and risk appraisal
• Responsible for prescreen inquiries
• Responsible for the analysis and appraisal of a broad range of insurance applications; approves, classifies, or declines applications for various ages and policy amounts with occasional guidance, as needed
• Uses advanced UW knowledge and expertise to provide the appropriate level of underwriting skill and mentoring to UWs
• Uses advanced skills to review applications and adheres to underwriting standards
• Solves complex problems and escalations
• Advanced level of experience with NM product types and changes
• Models change agility while maintaining mortality and morbidity expectations
• Demonstrates continuous learning through the early adoption of new ways of underwriting
• Proficient with Reinsurance programs and able to determine where to best place a case
• Underwrites applications, maintaining industry-leading mortality and morbidity giving the best possible offer that can be made
• Provides active case and requirement management and provides customized service with guidance
• Demonstrates advanced ability to communicate & negotiate with Field Partners to explain modified or declined decisions & assist in policy placement
• Provides advanced financial, medical, and lay underwriting assessments and offers innovative solutions to keep Northwestern Mutual as the choice of our customers
• Actively utilizes the most effective means to obtain the necessary information, including Internet searches, direct contact with the insured, and communication with third party advisors (Accountants, Attorneys, etc.)
• Collaborates with medical directors and technical staff
• Responsible for adherence to procedures and regulatory processes
• Understands and meets all quality, service, and production goals
• Partners with Underwriting Support for case management
• Cross-Functional leadership
• Subject matter expert in product process w/collaboration w/functional partners and participates in projects and department initiatives
• Collaborates and designs P3 curriculum with L&D/Tech Team

Skills

• A bachelor's degree preferred or demonstrated consistent success in prior Underwriting role as evidence by satisfactory case management and quality review
• Minimum of 5 years of underwriting experience
• Analytical skills with an established record to make independent decisions on complex cases and apply sound judgment in the application of rules
• Excellent written and oral communication skills with the ability to handle confidential information, exercise tact, diplomacy, and resourcefulness
• Proficient in computer skills and using various software packages
• Ability to work accurately while maintaining speed and flexibility in a team and independent production environment
• A high degree of organization and the ability to establish priorities and meet deadlines
• Demonstrated strong leadership skills and a high degree of self-motivation and initiative to lead projects or committees
• Displays agility to manage multiple tasks and adapt in a changing work environment

Benefits

• Flexible work schedules
• Concierge service
• Comprehensive benefits
• Employee resource groups

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